Showing posts with label loans. Show all posts
Showing posts with label loans. Show all posts

3.10.2011

Hours...

I am officially less than 24 hours away from getting my keys and walking into MY house!!!  I drove out to Los Angeles today to sign all my loan documents, and after 157 pages and 3 hand cramps later, all is said and done. They took my money gladly, and now all we have to do is wait for the sale to be recorded and I get my lovely house on Orchid!

DAY TWENTY-SIX: a picture of something that means a lot to you...
My Family + Barkley, Mia, Kobe & Jackson

2.24.2011

full steam ahead!

MY LOAN CAME BACK FULLY APPROVED WITH NO CONDITIONS! basically meaning, there is almost nothing that can get in the way of our lovely move in date!  i'm still feeling very overwhelmed by all that needs to be done and set-up.  however, I am very much looking forward to being in this house finally!

DAY TWELVE: a picture of something you love...
 i love Vegas...
i particularly love gambling...especially craps!

2.09.2011

second time around...

So I met with my wonderful friend Tom tonight to sign my loan paperwork (again!) for my lovely little house on Orchid at my favorite little sports bar--Zipps.  I signed all of the remaining real estate paperwork yesterday, and scheduled my home inspection for Valentine's Day!!!

When reviewing the SPDS report--which is basically a full disclosure from the seller about the property--I was very pleased at what I found.  First and foremost, no reported scorpions! Now, this doesn't mean I don't have them, but at least they haven't made their way inside the house or have been seen!  Also, I found out why the carpet was in such good shape...a flood!  Apparently, the fridge broke back in late 2009 and flooded the entire house; therefore, all the carpet and tile were replaced, plus drywall repair!  Very nice for me...

11.06.2010

money honey

...early february 2010...
I scheduled a meeting with Tom about 2 weeks before my birthday.  I was a little overwhelmed and nervous that start talking about another loan, on top of my grad school loans.  Tom was very patient with me and my millions of questions, and he went over what he thought the best loan options for me were.  Ultimately we decided on an FHA loan, which is a loan that requires only about 3% on the down payment of the home.  I told Tom what I ultimately wanted my monthly payment to be, even though I could "technically" afford more.  We decided a decent price range for me would be looking at homes up to $125,000, and Tom suggested a Realtor for me.

That's when I called Jim...